Tag Archive for Tag: 夜上海论坛KW

Tag: 夜上海论坛KW Spend Smart

first_imgThe holiday shopping season starts earlier every year. Long before Thanksgiving dinner has been reduced to leftovers, shoppers will be looking for bargains.Serious bargain hunters get excited about all the sales the day after Thanksgiving. To make the most of the big day, they sort through advertisements and go online to compare prices. They plan to hit stores for time-specific sales and map out routes to cut down on time wasted in traffic or looking for a parking spot.Many others avoid the chaos by shopping early or online, and still others get caught up in the moment, joining the spending frenzy with no plan or shopping list.While shopping smart is important every month, the stakes are especially high after Thanksgiving. Starting holiday shopping early helps. With a little forethought, even procrastinators can benefit from these shopping tips.Spend SmartDevelop a spending plan for the holidays. Economic conditions are improving, but piling up a lot of holiday debt is never a good idea. Know how much money you can reasonably afford to spend by making a budget. To avoid financial problems in 2016, limit spending to the cash that’s set aside for the season.A holiday spending plan is not just about the gifts. Remember to include parties, greeting cards and postage, charitable giving, clothes to wear to holiday functions and other things that make the holiday season joyful.Be creative. Belt tightening is in, wasteful spending is out. Remember, the thought is what counts. Homemade gifts, whether it be food, clothing or crafts, may be appreciated more than something purchased at the local big box store. Gifts of time for babysitting, car washing or house cleaning may also be well received.Think carefully about each and every purchase. At the store, keep the spending plan and shopping list in hand. Avoid deciding on an item in the spur of the moment. Take time to think about needs and spending limits.Use ads to plan purchases. Compare offerings from different stores to find the best deals. Once a particular item is selected, compare features, quality, prices, installation charges, delivery and service. Sometimes the cost to use and maintain an item makes selecting a more expensive model the cheaper option.Conserve gasoline. Avoid running from store to store. Instead, use the phone and Internet to find information. Particularly for gifts to be sent out of town, ordering the desired item for direct shipment to the recipient may be cheaper than the sender paying to ship it.Shop online to locate special or unique gifts. Use a secure browser, shop with known companies and keep your passwords creative and private. Pay particular attention to shipping charges. Be sure to print out and keep records of purchases.Wait for last-minute price cuts for items that are not in short supply. Retailers will roll out holiday items earlier than ever this year. Sales may also start earlier as retailers clear out merchandise. That means plenty of bargains, but be careful shopping to find them. The best deals may come late in the season.Examine factory seconds and irregulars carefully. These items have flaws or imperfections. Find the flaw and decide if it will make a difference. Look in your newspaper classified ads for items too. Buying person-to-person often saves money.Expect to pay a fair and reasonable price for goods and services. Bargains that sound too good to be true are usually just that. Read labels, seals, tags and instruction booklets. Ask questions.Get the facts before purchasing. Find out what is promised, who stands behind the promises and what is required to benefit from any warranty. Return a purchase that is damaged, did not provide reasonable wear or did not otherwise live up to the guarantee.Overspending can ruin the holidays and the months that follow. Plan ahead and stick to the plan. Spending only as much as you can afford will make the holidays better for all.last_img read more

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Tag: 夜上海论坛KW PKA, Sampension sell real estate manager DEAS to Montagu

first_imgIn 2002, Sampension then took a stake in the company.Both former owners said they would continue as clients of DEAS both within the property sector and through their cooperation with DEAS over public/private partnerships (PPPs).Last November, PensionDanmark, Sampension and PKA formed a DKK175m PPP with DEAS to build a town court building in Svendborg on the Danish island of Funen.In March 2014, the three pension funds teamed up with DEAS on a DKK430m PPP deal to build and operate a psychiatric hospital in Vejle.In addition to property management, DEAS also provides technical building consultancy, facility services, real estate agency services and property asset management services.It has more than 1,009 clients and manages 82,000 rental units within more than 2,100 properties, with 7m sqm of space.Montagu said the Danish property management market was expected to grow strongly, driven by an increasing number of properties on the market, a shift towards institutionally owned rental properties and the fact more property management is being outsourced because of growing complexity and regulation.It said DEAS was in a good position to do well from this development.Mads Hansen, director at Montagu, said: “DEAS is an exciting and typical investment for Montagu, with solid growth prospects and a strong management team to back.”DEAS chief executive Henrik Dahl Jeppesen said the company would sharpen its focus on customers.“We are now establishing an advisory board, where we and our biggest clients will discuss business development, market trends within property and customer service and tenant satisfaction,” he said.The deal is still subject to regulatory approval. Danish pension funds PKA and Sampension have sold Denmark’s largest property manager DEAS, which manages more than €15bn of assets, to Montagu Private Equity.The private equity firm is buying all shares in DEAS for undisclosed sum from the two labour-market pension funds, which jointly own the property company.Michael Nellemann Pedersen, CIO at PKA, said: “Montagu is the optimal owner for DEAS going forward and will be a strong business partner in the next stage of the company’s development.”DEAS was set up in 1989 as a spin-off of PKA’s property administration activities, at which point PKA became the owner of the new company.last_img read more

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